Metlife

Grace Gu (Gu Pei)
LUTCF, Financial Services Executive, Investment Advisor Representative
CA Insurance License # OA98729

 

The Lifetime treasure for all of the dragon descendents.

No matter where you are from

We are all descendents of the dragon

Genuinely caring more

Thoroughly understanding the unique need of the Chinese community

Metlife provides comprehensive financial services

  • Life Insurance
  • Annuities
  • Long Term Care
  • Disability Income Insurance
  • 401K, IRA, and other Retrirement Plans

Call Grace Gu (510) 409-2066 or (408) 429-9956 Today.


Service since 1992.           5 Times President's Conference. 10 Times Leaders Conference. 1 Time Management Leaders Conference

I am licensed and registered to offer products and services in [CA]. Licenses and registrations will vary by representative and some representatives may be licensed and registered in additional states. Please contact this office for further information.

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Personal Inflation Rate

Is your personal inflation rate higher or lower than the CPI?

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

Disability Income Insurance

How much Disability Income Insurance do you need?

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

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Protecting What May Be Your Most Valuable Asset

Statistics indicate 43% of 40-year-olds will suffer at least one long-term disability (lasting 90 days or longer) before age 65. Disability income insurance could help protect your most valuable asset: your ability to earn an income.

HOT TOPIC: Debating the Debt Ceiling

There has been substantial debate in Congress over raising the ceiling on the national debt. Although many Americans could be adversely affected if Congress decided not to increase the debt ceiling, this is unlikely to happen.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

Why Realistic Expectations May Be Great

Although positive thinking can be powerful, there's a fine line between optimism and unrealistic expectations. There are possible pitfalls when overestimating how a portfolio will perform.

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